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It's harder to buy a house with bad credit, but It's also possible. · FHA home loans require just % down, but borrowers with lower credit scores have to put. With a big down payment, it is possible to get a home loan with bad credit. Everyone's situation is unique. So, a mortgage consultant will take the time to. Can You Buy A House With Bad Credit? · Less than Theoretically, borrowers may qualify for a loan with a FICO score lower than (all the way down to ).

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1. Low Credit Score: First-time home buyer loans are one of the best home loans for low. When looking for a loan with blemished credit, an FHA loan is often a smart choice. The Federal Housing Administration (FHA), part of the Department of Housing. Applicants who have a minimum decision credit score of less than are not eligible for FHA mortgages. Those with credit scores of or better are eligible.

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Your credit background will be fairly considered. At least a credit score is required to obtain an FHA approval. You must also have enough income to pay. If you can meet the program's minimum credit score requirements, an FHA loan can be a good way to purchase a home. If your credit improves, you can always. It's harder to buy a house with bad credit, but It's also possible. · FHA home loans require just % down, but borrowers with lower credit scores have to put.